NYT > Your Money

States Rush to Fill Graduate Loan Gap Opened by G.O.P. Budget Bill

Minnesota and Connecticut are two of the states expanding their loan options. “We see it as a substitute program,” one official said.
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What Will You Do in Retirement? Your Money Depends on It.

Workers often focus solely on their retirement savings balance. But figuring out how you want to spend the rest of your life could be job No. 1.
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Americans Are Spending, and Not Just on Necessities

Lower gas prices have been a relief for households struggling with higher living costs. But now they are creeping higher again.
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Step Into the ‘Zone of Genius’ (Before A.I. Takes Your Job)

A decades-old self-help concept is gaining new purchase among people searching for meaningful work in the age of artificial intelligence.
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Were You Stuck Footing the Bill on a Group Trip? Tell Us About It.

Traveling with friends can be tricky. We’re curious how you manage financial friction — and how you make sure your besties settle up.
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Why 529 Accounts Make More Sense for Investing Than Trump Accounts

Most young children should have a Trump account. But that doesn’t mean families should prioritize saving in them.
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Why It’s Best to Keep Politics Out of Your Investment Strategy

Despite the blurring of lines between big business and the Trump administration, investing in broad index funds instead of stocks with political ties looks like a better bet.
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Big Tech Firms Like Oracle Turn to Bonds to Finance A.I. Data Centers

Risk is rising as big tech companies like Oracle — the ultimate financial source of the Ellison media empire — need to turn to the bond market for staggering sums to finance data centers.
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United Airlines Will Soon Let You Take Over the Middle Seat, for a Price

The option, set to go on sale on some flights later this year, will feature a shared table in the middle seat. The move may actually save the airline money.
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A.I. Has Rewarded Investors. It May Now Pose Their Greatest Risk.

Near the midpoint of the year, stocks and bonds both report good returns. But the global stock market has become highly concentrated, our columnist says.
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Things That Drive Us Crazy About Money in America

For all that’s good about our financial lives, there are distinctly American things that are decidedly suboptimal. Please, can the 1040 fit on a postcard?
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Parents Will Be Able to Enroll Newborns in Trump Accounts at the Hospital

The Social Security Administration will introduce a process to sign up babies for the investment program at the same time they are registered for a Social Security number.
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Why Some Banks Still Charge High Overdraft Fees

Congress scrapped a rule last year that capped how much banks could charge if you spent more than was in your account. Now, banks’ revenue from the fees is rising.
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The Hottest Stock Markets Lead to the Biggest Losses

Investor enthusiasm culminated in some of the worst cases of wealth destruction in the last 100 years, a long-running study shows.
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Judges Strike Down Trump Rule on Loan Forgiveness for Public Servants

Two federal courts have blocked a new Trump administration rule that could have narrowed eligibility for a student loan forgiveness program for public servants.
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Best Investments Over the Last 100 Years? Almost All Are Tech Companies.

What’s most surprising is that Tesla and SpaceX have entered that elite group. A vast majority of companies weren’t worth owning, a long-running study shows.
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Still Sending Checks in the Mail? Stop, Experts Say

If you must, keep an eye on your account statements, experts say. Thieves steal checks from mailboxes, then alter the checks with fraudulent names.
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Rates on New Student Loans Will Rise on July 1

Higher interest rates take effect on July 1 for the next school year. Borrowers are already dealing with rising college costs and inflation elsewhere.
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How Much Is SpaceX Really Worth?

The company’s deep commitment to Mars colonization and Elon Musk’s nearly total control make SpaceX stock an astonishingly speculative bet, our columnist says.
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Mega I.P.O. Frenzy Could Be a Harbinger of a Stock Bubble

Rampant enthusiasm is buoying tech shares to levels that defy gravity. Invest with caution, our columnist says.
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