NYT > Your Money

If You’re Struggling to Pay Day-to-Day Bills, There’s Help

Nonprofit financial counselors say there has been a significant increase this year in the number of borrowers seeking their advice.
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Medicare Advantage’s Perks Are Getting Scrutiny

Officials said no to health plans that wanted to expand extra benefits to cover medical marijuana, streaming services and shopping clubs. More changes are coming in 2027.
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The Bond Market Is Signaling Rising Risks. Investors Should Listen.

While the Fed didn’t raise rates, the bond market did. That means hardship for home buyers and higher hurdles for A.I. data centers and the stock market. But it’s also a boon for retirees.
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Can A.I. Get You Where You Want to Go for Less?

A wave of new services uses A.I. to monitor flights and hotel reservations to help you find lower prices. We look at how these tools work.
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Should You Invest in Bonds Right Now?

High-quality bonds are still safer than stocks, but they have been swinging in value, so move cautiously, our columnist says.
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Why Cruise Line Are Hiking Certain Fees

Some major lines are increasing gratuities and deposit requirements, and charging more for certain packages. It’s all adding up.
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Several Big Brokerages Leave Customer Accounts Open to Theft, Senators Say

Senators Ron Wyden and Elizabeth Warren, ranking Democrats on the Finance and Banking Committees, have urged regulators to require brokerages to provide stronger customer protections.
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Help! Lyft Charged Me $150 for Vomiting in a Car, but I Didn’t Do It.

A passenger who said he had an uneventful ride home from the airport was shocked to be hit with a cleaning fee for a mess in what appeared to be a different vehicle.
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Many Student Loan Borrowers May Have to Switch to Worse Repayment Plans

In an unusual move, Congress worsened terms for some existing borrowers. Now they’ll have to pay more, and for a longer term.
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How to Find the Best Flights and Travel Deals Over Labor Day and Beyond

Last-minute budget strategies rest on one key principle: flexibility.
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How to Protect Your Home While You’re on Vacation

Store food in sealed containers and fix any leaking faucets or pipes, experts told our columnist, who had her own nightmare upon returning home.
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The Markets Have Been on a Roll. Is It Time to Hedge Your Bets?

The S&P 500 is in position for a rare fourth year of consecutive double-digit gains. Risks are rising, our columnist says, yet Wall Street is doubling down.
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These New Travel Initiatives Could Slash Airport Wait Times

U.S. airlines and airports are experimenting with initiatives that screen passengers and their bags more efficiently in an effort to slash wait times.
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Air India Offered to Cover My Flight on Another Airline. It Cost Me $2,000.

After a cancellation and long delays, the airline offered to cover the cost of a flight on another carrier. Then it refused to make good on that promise.
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Were You Stuck Footing the Bill on a Group Trip? Tell Us About It.

Traveling with friends can be tricky. We’re curious how you manage financial friction — and how you make sure your besties settle up.
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Why 529 Accounts Make More Sense for Investing Than Trump Accounts

Most young children should have a Trump account. But that doesn’t mean families should prioritize saving in them.
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Why It’s Best to Keep Politics Out of Your Investment Strategy

Despite the blurring of lines between big business and the Trump administration, investing in broad index funds instead of stocks with political ties looks like a better bet.
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States Rush to Fill Graduate Loan Gap Opened by G.O.P. Budget Bill

Minnesota and Connecticut are two of the states expanding their loan options. “We see it as a substitute program,” one official said.
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Big Tech Firms Like Oracle Turn to Bonds to Finance A.I. Data Centers

Risk is rising as big tech companies like Oracle — the ultimate financial source of the Ellison media empire — need to turn to the bond market for staggering sums to finance data centers.
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United Airlines Will Soon Let You Take Over the Middle Seat, for a Price

The option, set to go on sale on some flights later this year, will feature a shared table in the middle seat. The move may actually save the airline money.
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